Legal Disclaimer and Terms of Use

FAST Business Dashboard Tool

IMPORTANT: PLEASE READ THIS DISCLAIMER CAREFULLY BEFORE PURCHASING OR USING THIS PRODUCT

1. Nature of the Product

This FAST Business Dashboard ("the Tool") is a digital spreadsheet-based analytical tool designed to help small business owners and entrepreneurs analyse financial data and generate basic business insights. The Tool is sold as a one-time purchase for educational and informational purposes only.

2. Not Professional Advice

THIS TOOL DOES NOT PROVIDE PROFESSIONAL FINANCIAL, ACCOUNTING, INVESTMENT, LEGAL, OR BUSINESS ADVICE. The outputs, recommendations, insights, and analysis generated by this Tool are:

• Generic in nature and not tailored to your specific business circumstances
• Based solely on the data you input, which we cannot verify or validate
• Educational tools to help you understand your financial position
• Starting points for discussion with qualified professionals

You should ALWAYS consult with a qualified accountant, financial advisor, or other appropriate professional before making any business decisions based on the Tool's outputs.

3. User Responsibility and Data Input

By purchasing and using this Tool, you acknowledge and agree that:

• You are solely responsible for the accuracy, completeness, and validity of all data you input
• We have no knowledge of your specific business circumstances, industry, or financial situation
• We cannot control, verify, or validate the information you enter into the Tool
• The quality and relevance of outputs depend entirely on the accuracy of your input data
• You understand your business better than any automated tool can

4. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW:

• We accept NO LIABILITY for any business decisions you make based on the Tool's outputs
• We are NOT RESPONSIBLE for any financial losses, business failures, missed opportunities, or adverse consequences resulting from your use of this Tool
• We make NO WARRANTIES regarding the accuracy, reliability, or suitability of the Tool for your specific business needs
• We disclaim ALL LIABILITY for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Tool

5. No Guarantee of Results

We make NO GUARANTEES that using this Tool will:

• Improve your business performance
• Increase profits or revenue
• Prevent business problems or failures
• Provide accurate predictions or forecasts
• Be suitable for your specific industry or business model

6. Professional Qualifications Disclaimer

While the creator of this Tool holds professional accounting qualifications, the sale of this Tool does NOT establish any professional relationship between us. We are not acting as your accountant, financial advisor, or business consultant. This Tool is a software product only.

7. User Obligations

By using this Tool, you agree to:

• Seek professional advice before making significant business decisions
• Not rely solely on the Tool's outputs for important business choices
• Understand that this Tool is one of many resources you should consider
• Take full responsibility for all business decisions you make
• Use the Tool in compliance with all applicable laws and regulations

8. Jurisdiction and Governing Law

This disclaimer shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from the use of this Tool shall be subject to the exclusive jurisdiction of the courts of England and Wales.

9. Risk Acknowledgment

WARNING: BUSINESS DECISIONS CARRY INHERENT RISKS

• All business decisions involve risk and uncertainty
• Past performance does not guarantee future results
• Financial analysis tools cannot predict future market conditions
• You should never make quick or "snap" decisions based solely on any analytical tool
• Professional advice is essential for important business decisions

10. No Refunds

Due to the digital nature of this product and the immediate access to the Tool upon purchase, all sales are final. No refunds will be provided under any circumstances.

11. Modification of Terms

We reserve the right to modify this disclaimer at any time. Continued use of the Tool after any modifications constitutes acceptance of the revised terms.

12. Entire Agreement

This disclaimer, together with the purchase terms, constitutes the entire agreement between you and us regarding the use of this Tool.

Final Acknowledgment

BY PURCHASING AND/OR USING THIS TOOL, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY ALL TERMS OF THIS DISCLAIMER.

If you do not agree with any part of this disclaimer, do not purchase or use this Tool.

Last Updated: [01 September 2025]

REMEMBER: This Tool is designed to complement, not replace, professional business advice. Always consult qualified professionals before making important business decisions.